:root{
  --c-primary:#1b3a6b;      --c-primary-d:#132a4f;
  --c-accent:#d4a017;       --c-accent-d:#b8890f;
  --c-dark:#0f2244;         --c-text:#26313f;
  --c-muted:#697687;
  --c-line:#e5e9f0;
  --c-bg:#ffffff;
  --c-bg-alt:#f4f6fa;
  --c-up:#12a86b;
  --c-down:#e0483a;
  --radius:10px;
  --shadow:0 10px 30px rgba(15,34,68,.10);
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Microsoft YaHei","PingFang SC","Helvetica Neue",Arial,sans-serif;color:var(--c-text);background:var(--c-bg);line-height:1.65;font-size:15px}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block;border:0}
ul{list-style:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}

.btn{display:inline-block;padding:11px 26px;border-radius:6px;font-size:14px;font-weight:600;cursor:pointer;transition:.25s;border:1px solid transparent;white-space:nowrap}
.btn-gold{background:var(--c-accent);color:#3a2c00}
.btn-gold:hover{background:var(--c-accent-d);color:#fff}
.btn-light{background:#fff;color:var(--c-primary)}
.btn-light:hover{background:var(--c-accent);color:#3a2c00}
.btn-lg{padding:15px 40px;font-size:16px}

.site-header{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);box-shadow:0 2px 14px rgba(15,34,68,.07)}
.header-inner{max-width:var(--maxw);margin:0 auto;padding:0 20px;height:64px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:20px;color:var(--c-primary)}
.brand img{height:34px;width:auto}
.brand-name{color:var(--c-primary)}
.main-nav{display:flex;align-items:center;gap:28px}
.main-nav ul{display:flex;gap:24px}
.main-nav ul a{font-weight:600;color:var(--c-dark);padding:6px 0;position:relative}
.main-nav ul a:hover{color:var(--c-accent-d)}
.main-nav ul a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--c-accent);transition:.25s}
.main-nav ul a:hover::after{width:100%}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:6px}
.nav-toggle span{width:24px;height:2px;background:var(--c-dark);transition:.3s}
.header-spacer{height:64px}

.hero{background:linear-gradient(135deg,var(--c-dark) 0%,var(--c-primary) 100%);color:#fff;padding:60px 0;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:-120px;right:-80px;width:440px;height:440px;background:radial-gradient(circle,rgba(212,160,23,.18),transparent 70%);border-radius:50%}
.hero-flex{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero-left h1{font-size:42px;line-height:1.2;margin-bottom:14px;letter-spacing:1px}
.hero-sub{font-size:19px;color:var(--c-accent);margin-bottom:14px;font-weight:600}
.hero-desc{font-size:16px;color:#c3d0e4;margin-bottom:28px;max-width:520px}
.hero-actions{margin-bottom:30px}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:520px}
.hs-item{border-left:2px solid var(--c-accent);padding-left:12px}
.hs-item b{display:block;font-size:24px;font-weight:800;color:#fff;line-height:1.2}
.hs-item span{font-size:12px;color:#a9bad3}

.quote-panel{background:rgba(255,255,255,.06);border:1px solid rgba(212,160,23,.3);border-radius:14px;overflow:hidden;backdrop-filter:blur(4px)}
.qp-head{background:rgba(212,160,23,.15);color:var(--c-accent);font-weight:700;font-size:15px;padding:14px 20px;border-bottom:1px solid rgba(255,255,255,.1)}
.qp-list li{display:flex;justify-content:space-between;align-items:center;padding:14px 20px;border-bottom:1px solid rgba(255,255,255,.07);font-size:15px}
.qp-sym{color:#c3d0e4;font-weight:600}
.qp-val{font-variant-numeric:tabular-nums;font-weight:700}
.qp-val.up{color:#3ad08a}
.qp-val.down{color:#ff7a6b}
.qp-foot{padding:12px 20px;font-size:12px;color:#8fa1bd;text-align:center}

.section{padding:60px 0}
.section-alt{background:var(--c-bg-alt)}
.section-head{text-align:center;margin-bottom:40px}
.section-head h2{font-size:30px;color:var(--c-dark);margin-bottom:10px;position:relative;display:inline-block;padding-bottom:12px}
.section-head h2::after{content:"";position:absolute;left:50%;transform:translateX(-50%);bottom:0;width:48px;height:3px;background:var(--c-accent);border-radius:2px}
.section-head p{color:var(--c-muted);font-size:16px}
#news .section-head{display:flex;justify-content:space-between;align-items:baseline;text-align:left}
#news .section-head h2{padding-bottom:8px}
#news .section-head h2::after{left:0;transform:none}
.more-link{color:var(--c-accent-d);font-weight:600;font-size:14px}

.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--c-line);border-radius:var(--radius);padding:26px;transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}

.adv-card{text-align:center}
.adv-ico{width:60px;height:60px;margin:0 auto 16px;border-radius:50%;background:linear-gradient(150deg,var(--c-primary),var(--c-dark));color:var(--c-accent);display:flex;align-items:center;justify-content:center;font-size:26px}
.adv-card h3{font-size:18px;color:var(--c-dark);margin-bottom:10px}
.adv-card p{font-size:13px;color:var(--c-muted)}

.plat-rows{display:flex;flex-direction:column;gap:16px}
.plat-bar{display:grid;grid-template-columns:200px 1fr;align-items:center;background:#fff;border:1px solid var(--c-line);border-radius:var(--radius);overflow:hidden;transition:.25s}
.plat-bar:hover{box-shadow:var(--shadow);border-color:transparent}
.pb-left{background:linear-gradient(135deg,var(--c-primary),var(--c-dark));color:#fff;padding:26px 24px;text-align:center}
.pb-left b{font-size:22px;color:var(--c-accent)}
.pb-right{padding:22px 28px}
.pb-right p{color:var(--c-muted);font-size:14px;margin:0}

.news-grid .news-item{padding:0;overflow:hidden;display:flex;flex-direction:column}
.news-thumb{height:168px;background:var(--c-bg-alt);overflow:hidden}
.news-thumb img{width:100%;height:100%;object-fit:cover;transition:.4s}
.news-item:hover .news-thumb img{transform:scale(1.06)}
.news-body{padding:18px}
.news-date{font-size:12px;color:var(--c-muted)}
.news-body h3{font-size:16px;color:var(--c-dark);margin:8px 0;line-height:1.45;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.news-body p{font-size:13px;color:var(--c-muted);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}

.comment-card{display:flex;flex-direction:column;gap:12px}
.cmt-head{display:flex;align-items:center;gap:12px}
.cmt-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(150deg,var(--c-primary),var(--c-accent));color:#fff;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;flex-shrink:0}
.cmt-head b{display:block;font-size:15px;color:var(--c-dark)}
.cmt-stars{font-size:13px;color:var(--c-accent);letter-spacing:1px}
.cmt-text{font-size:14px;color:var(--c-text);line-height:1.75;flex:1}
.cmt-date{font-size:12px;color:var(--c-muted)}
.disclaimer{text-align:center;color:var(--c-muted);font-size:12px;margin-top:28px}

.cta-band{background:linear-gradient(135deg,var(--c-primary),var(--c-dark));color:#fff;text-align:center;padding:54px 0;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;bottom:-100px;left:-60px;width:360px;height:360px;background:radial-gradient(circle,rgba(212,160,23,.18),transparent 70%);border-radius:50%}
.cta-band h2{font-size:28px;margin-bottom:10px;position:relative;z-index:1}
.cta-band p{margin-bottom:22px;opacity:.95;position:relative;z-index:1}
.cta-band .btn{position:relative;z-index:1}

.page-banner{background:linear-gradient(135deg,var(--c-dark),var(--c-primary));color:#fff;padding:40px 0}
.page-banner h1{font-size:27px;margin-bottom:8px}
.crumb{font-size:13px;color:#aab4c5}
.page-banner .crumb a{color:#c7d0de}
.crumb a:hover{color:var(--c-accent)}
.page-layout{display:grid;grid-template-columns:1fr 300px;gap:34px;padding-top:40px;padding-bottom:56px}
.page-main{min-width:0}
.article-list li{display:flex;gap:20px;padding:22px 0;border-bottom:1px solid var(--c-line)}
.article-list .thumb{width:200px;height:130px;flex-shrink:0;border-radius:8px;overflow:hidden;background:var(--c-bg-alt)}
.article-list .thumb img{width:100%;height:100%;object-fit:cover}
.article-list .info h2{font-size:19px;margin-bottom:8px;color:var(--c-dark)}
.article-list .info h2 a:hover{color:var(--c-accent-d)}
.article-list .info p{color:var(--c-muted);font-size:14px;margin-bottom:10px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.article-list .date{font-size:13px;color:var(--c-muted)}
.pagination{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:32px}
.pagination a{padding:8px 14px;border:1px solid var(--c-line);border-radius:6px;font-size:14px}
.pagination a:hover{background:var(--c-accent);color:#3a2c00;border-color:var(--c-accent)}
.article-title{font-size:26px;color:var(--c-dark);line-height:1.4;margin:14px 0}
.article-meta{display:flex;flex-wrap:wrap;gap:18px;color:var(--c-muted);font-size:13px;padding-bottom:18px;border-bottom:1px solid var(--c-line);margin-bottom:22px}
.article-content{font-size:16px;line-height:1.95}
.article-content p{margin-bottom:16px}
.article-content img{margin:14px auto;border-radius:8px}
.risk-note{margin:26px 0;padding:14px 18px;background:#fdf6e3;border-left:4px solid var(--c-accent);font-size:13px;color:#8a6d0a;border-radius:0 8px 8px 0}
.article-nav{display:flex;flex-direction:column;gap:10px;padding-top:20px;border-top:1px solid var(--c-line);font-size:14px}
.article-nav a:hover{color:var(--c-accent-d)}
.related{margin-top:34px}
.related h3{font-size:18px;color:var(--c-dark);margin-bottom:14px;padding-left:12px;border-left:4px solid var(--c-accent)}
.related ul li{display:flex;justify-content:space-between;gap:14px;padding:11px 0;border-bottom:1px dashed var(--c-line);font-size:14px}
.related ul li a:hover{color:var(--c-accent-d)}
.related ul li span{color:var(--c-muted);font-size:13px;flex-shrink:0}
.page-side{display:flex;flex-direction:column;gap:22px}
.side-box{background:#fff;border:1px solid var(--c-line);border-radius:var(--radius);padding:22px}
.side-box h3{font-size:17px;color:var(--c-dark);margin-bottom:14px;padding-left:12px;border-left:4px solid var(--c-accent)}
.side-menu li a{display:block;padding:10px 0;border-bottom:1px dashed var(--c-line);font-size:14px}
.side-menu li a:hover{color:var(--c-accent-d);padding-left:6px;transition:.2s}
.side-news li{padding:9px 0;border-bottom:1px dashed var(--c-line);font-size:14px}
.side-news li a:hover{color:var(--c-accent-d)}
.side-cta{background:linear-gradient(150deg,var(--c-primary),var(--c-dark));color:#fff;text-align:center}
.side-cta h3{color:#fff;border-color:var(--c-accent)}
.side-cta p{font-size:13px;color:#c7d0de;margin-bottom:16px}

.site-footer{background:var(--c-dark);color:#aab4c5;font-size:14px}
.footer-top{max-width:var(--maxw);margin:0 auto;padding:48px 20px 28px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}
.footer-brand{font-size:20px;font-weight:700;color:#fff;margin-bottom:14px}
.footer-about p{line-height:1.8;margin-bottom:10px}
.footer-reg{font-size:12px;color:#7c88a0}
.footer-col h4{color:#fff;font-size:15px;margin-bottom:16px}
.footer-col ul li{margin-bottom:10px}
.footer-col ul li a:hover{color:var(--c-accent)}
.risk-warning{max-width:var(--maxw);margin:0 auto;padding:18px 20px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;line-height:1.8;color:#8a94a6}
.risk-warning strong{color:var(--c-accent)}
.footer-links{max-width:var(--maxw);margin:0 auto;padding:14px 20px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;display:flex;flex-wrap:wrap;gap:14px}
.footer-links a:hover{color:var(--c-accent)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1)}
.footer-bottom p{max-width:var(--maxw);margin:0 auto;padding:6px 20px;font-size:12px;text-align:center}
.footer-bottom a:hover{color:var(--c-accent)}
.footer-perf{padding-bottom:18px!important;color:#5a6478}
.back-top{position:fixed;right:24px;bottom:24px;width:44px;height:44px;border-radius:50%;background:var(--c-accent);color:#3a2c00;display:flex;align-items:center;justify-content:center;font-size:20px;opacity:0;visibility:hidden;transition:.3s;z-index:900;box-shadow:var(--shadow)}
.back-top.show{opacity:1;visibility:visible}
.back-top:hover{background:var(--c-accent-d);color:#fff}

@media (max-width:992px){
  .hero-flex{grid-template-columns:1fr;gap:32px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .page-layout{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width:768px){
  .nav-toggle{display:flex}
  .main-nav{position:fixed;top:64px;right:-100%;width:78%;max-width:320px;height:calc(100vh - 64px);background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:20px;box-shadow:-6px 0 24px rgba(0,0,0,.12);transition:right .3s;overflow-y:auto}
  .main-nav.open{right:0}
  .main-nav ul{flex-direction:column;gap:0}
  .main-nav ul li{border-bottom:1px solid var(--c-line)}
  .main-nav ul a{display:block;padding:14px 4px}
  .nav-cta{margin-top:16px}
  .nav-cta .btn{display:block;text-align:center}
  .nav-toggle.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav-toggle.active span:nth-child(2){opacity:0}
  .nav-toggle.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .grid-3{grid-template-columns:1fr}
  .grid-4{grid-template-columns:1fr}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .plat-bar{grid-template-columns:1fr}
  .pb-left{padding:16px}
  .hero-left h1{font-size:32px}
  .hero-sub{font-size:16px}
  .section{padding:44px 0}
  .section-head h2{font-size:24px}
  #news .section-head{flex-direction:column;align-items:flex-start;gap:8px}
  .article-list li{flex-direction:column}
  .article-list .thumb{width:100%;height:190px}
  .footer-top{grid-template-columns:1fr;gap:24px}
}